In today’s fast-moving freelance economy, staying on top of your finances isn’t optional—it’s essential. Whether you’re a 1099 contractor, self-employed creative, or gig worker, managing your income, tracking business expenses, and preparing for tax season can be a headache.
Fortunately, the right freelance accounting app can do the heavy lifting. In this guide, we explore the top 7 accounting apps for freelancers in the USA, including the powerful HiveGenius mobile app that lets you hire certified freelance accountants anywhere in the U.S.
HiveGenius – Best for Hiring Freelance Accountants in the USA
HiveGenius is a U.S.-based mobile application that allows freelancers and small business owners to hire certified accounting professionals on demand. Unlike DIY tools, HiveGenius connects you with licensed CPAs, certified public accountants, and tax professionals who understand U.S. tax codes and accounting standards.
Perfect for:
• 1099 contractors
• Startup founders
• Small business owners
• Independent professionals
Key U.S.-Specific Services Offered:
• IRS-compliant tax filing and planning
• Quarterly estimated tax support
• 1099 income tracking
• Bookkeeping and payroll
• U.S. GAAP-compliant reporting
Available nationwide. Hire freelance accountants in the USA from your phone.
Download HiveGenius App to simplify your freelance finances today.
QuickBooks Self-Employed
One of the most trusted accounting apps in the U.S., QuickBooks Self-Employed helps freelancers track income, calculate quarterly taxes, and file directly with the IRS. It’s great for gig workers using platforms like Uber, Upwork, or DoorDash.
Best For: Self-employed Americans needing basic tax tracking
U.S.-Friendly Features:
- Syncs with TurboTax
- Schedule C and 1099 form prep
- Mileage tracking for IRS deductions
FreshBooks
FreshBooks offers a smooth user interface ideal for U.S. freelancers who bill clients directly. Whether you’re a consultant, designer, or solopreneur, you’ll benefit from their invoicing and payment tracking.
Best For: U.S.-based service providers & freelancers
Features:
- Client billing in USD
- Automated late payment reminders
- U.S.-based tax categories
Wave Accounting
For American freelancers just starting out, Wave is a free accounting solution that covers the essentials. Though its full features are mostly U.S.-only, it offers impressive tools at no cost.
Best For: Side hustlers & freelancers on a budget
USA-Specific Features:
- ACH & credit card payments (U.S. only)
- Payroll for U.S. states
- U.S. bank account sync
Xero
Popular among U.S. startups and independent contractors, Xero provides scalable tools like bank reconciliations, financial reports, and accountant access. Great for freelancers transitioning into full-time small businesses.
Best For: Growing freelancers and LLC owners
Notable Features:
- Multi-currency support for U.S. freelancers with global clients
- Real-time cash flow view
- Integration with U.S. banks
Bonsai
A favorite among U.S.-based creatives and consultants, Bonsai is more than just accounting—it helps you with contracts, proposals, e-signatures, and tax prep.
Best For: U.S. creative freelancers (writers, designers, marketers)
U.S.-Relevant Tools:
- 1099-K & 1099-NEC tracking
- Self-employment tax estimations
- Templates compliant with U.S. freelance law
Zoho Books
Zoho Books is a smart solution for tech-savvy U.S. freelancers who already use Zoho CRM, Zoho Mail, or Zoho Projects. Its accounting suite includes strong automation, project billing, and IRS-friendly tax tools.
Best For: Tech consultants and remote service providers in the U.S.
USA Features:
- IRS Schedule C support
- Integration with U.S. payment gateways
- Built-in sales tax tracking
What U.S. Freelancers Should Look for in an Accounting App
When choosing an app as a U.S. freelancer, look for these essentials:
IRS Compatibility: Apps that support 1099s, Schedule C, and estimated quarterly taxes
Certified Professional Access: Tools like HiveGenius that let you work with U.S.-licensed CPAs
U.S. Banking Integration: Bank syncing with Chase, Wells Fargo, Bank of America, etc.
Payroll Compliance: State-level payroll setup and W-2/1099 issuing
The Best App for Freelance Accounting in the USA
Whether you’re a solo entrepreneur in New York, a gig worker in Texas, or a designer in California, managing your freelance finances should be simple, fast, and IRS-compliant.
That’s why HiveGenius stands out—it combines the power of mobile tech with the professionalism of U.S.-based freelance accountants. You don’t just get a tool—you get a team.
Download HiveGenius App now and hire certified freelance accountants in the USA—directly from your phone.
